Mia Westrap, 26, is doing a no-buy year. She is forgoing dinners with friends, dates and nights out, and even cutting out the little things like soft drinks and charity shop purchases. Growing up in poverty, Westrap never learnt how to budget and ended up getting £3,000 into debt during her time at university. “Ever since then I’ve always been either in my overdraft or, if I’ve come out of it, I’m always dipping back into it by the end of the month before payday,” she says. Earning £34,000 a year in her job in health and social care, Westrap perpetually found herself ending each month in the red. “It just got to the point where I was missing out on so many things in my life that I thought something needs to change.” Prior to her decision to cut back on her spending, “going out was a huge part of my life, I loved it”. She would spend weekends in pubs, easily dropping £100 at a time. Now, “£50 feels a lot more important to me than it would have a couple of years ago. I feel like people of my age are definitely being priced out of fun.”...